Terms of Service

0) Definitions

• “Content” refers to all program materials, text, templates, downloads, guides, worksheets, graphics, logos, and other material provided by Legacy Core as part of the Services.
• “Badge” means the Legacy Core Trust Badge and any other badges or recognition marks included with or displayed as part of the Services.
• “Third Party Services” means services not owned or operated by Legacy Core directly (such as payment processors, email tools, analytics providers, and other partner services).
• “User” refers to you and/or the business entity you represent, if applicable.

1) Eligibility and Accounts

• You must be 18 years of age or older (or the age of majority where you reside) to purchase from us or create an account.
• If you act on behalf of a business when using the Services, you represent that you have authority to bind that business to these Terms.
• You agree to provide accurate information on your account and keep it up to date.
• You are responsible for all activity under your account and for keeping your credentials secure.
• You agree to immediately notify us of any suspected unauthorized use of your account.
• We reserve the right to suspend, restrict, or terminate your access immediately if we suspect fraud, abuse, security risks, or violation of these Terms.

2) Credentialing Purpose; No Professional Advice

Services are offered for credentialing, educational, and informational purposes only. Legacy Core does not offer legal advice, compliance certifications, insurance recommendations, managed security services, penetration testing, incident response, forensic services, or other security services unless otherwise specified in a separate written agreement.

You alone are responsible for your own decisions, implementations, vendor selections, and security outcomes.

3) Purchases, Delivery, and Refunds

• Access to credentialing programs is delivered electronically and may require internet connectivity and electronic devices.
• Your purchase is also subject to our Refund Policy.
• Prices are subject to change at any time. Changes will not affect previously placed orders.
• By purchasing a subscription or recurring plan (if available) you authorize us (and payment processors) to charge your payment method for recurring fees, taxes, and any additional charges.
• You are responsible for paying any taxes, fees, or additional charges required by your local jurisdiction or payment provider.

4) License and Use Restrictions

We grant you a limited, non-exclusive, non-transferable, revocable license to access the Services and Content for your internal business purposes or personal educational use only.

You may not:

• Share account login information or share access with others
• Resell, sublicense, redistribute, publicly display, or publish any Content
• Copy, record, reproduce, download, or capture any Content in violation of these Terms or applicable law
• Remove any proprietary notices, watermarks, copyright notices, or logos
• Use Content to build a competing product or service
• Attempt to bypass any access controls, access accounts other than your own, or test the vulnerability of any systems
• Scrape, automate queries against, disrupt, overload, or otherwise interfere with the Services
• Upload malware, viruses, or other malicious code, or attempt to hack or compromise the Services

If you violate the above restrictions, your license will terminate immediately, you will be ineligible for a refund, and your Legacy Core Trust Badge (if any) will be revoked. Continued violations may result in legal action.

5) Intellectual Property

All Content, trademarks, design, branding, and other materials (including but not limited to “Legacy Core” and “Legacy Core Trust Badge”) are owned by Legacy Core or licensed to us and may not be copied, imitated, or used without our prior permission. All intellectual property rights are reserved. Content is licensed, not sold. No ownership interests are transferred to you.

6) Trust Badge Terms

By earning or displaying the Legacy Core Trust Badge, you agree:

• The badge indicates you completed credentialing requirements. It does not constitute a security audit, penetration test, or compliance certification.
• Legacy Core does not perform security audits, penetration tests, compliance certifications, give legal attestations, or guarantee security for any customers or users.
• You may not claim or imply that displaying the badge means your business is “secure,” “compliant,” “certified,” “penetration tested,” or “breach proof” unless Legacy Core explicitly provides that statement.
• You agree to use the badge solely as allowed by Legacy Core, including following any badge guidelines provided.
• Badge rights may be revoked by Legacy Core at any time for misuse, misrepresentation, fraud, or violations of these Terms.
• If we revoke your badge rights, you must stop using the badge immediately and remove it from your website, marketing materials, and any other platform.

7) Partner Content and Third Party Services

We may provide partners, guest speakers, tools, or references to third-party services. Legacy Core has no control over, is not responsible for, and makes no representations regarding third-party services, the accuracy of their content, availability, pricing, security practices, or results from using third-party tools.

Any interactions with a third party are between the user and that third party and will be governed by the third party’s Terms and Privacy Policy.

8) User Content, Feedback, Testimonials

By submitting feedback, testimonials, comments, or other content to Legacy Core:

• You represent that you own the content or have the right to submit it and that it does not violate any laws or third-party rights.
• You grant Legacy Core a non-exclusive, worldwide, perpetual, royalty-free license to use any content you submit unless prohibited by law or you notify us in writing to remove it.
• Do not submit confidential information you do not want to be shared.

9) Acceptable Use and Enforcement

You agree not to access or use the Services for any illegal purpose, to harass other users, introduce malware, attempt to probe or access any system other than the Services, interfere with the Services, or infringe upon any intellectual property rights.

Legacy Core reserves the right to monitor, investigate, and take whatever action we deem necessary to enforce this provision and protect the Services, its users, and Legacy Core.

10) Disclaimer (No Warranties)

THE SERVICES ARE PROVIDED “AS IS,” “AS AVAILABLE” AND WITH ALL FAULTS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND TITLE.

Cybersecurity results may vary. YOU ARE RESPONSIBLE FOR YOUR OWN SELECTION OF VENDORS, CONFIGURATION AND IMPLEMENTATION DECISIONS, AND ONGOING SECURITY MEASURES.

11) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS, REVENUE, DATA, BUSINESS, OR GOODWILL, EVEN IF WE ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID TO US DURING THE 12 MONTH PERIOD PRIOR TO THE EVENT GIVING RISE TO SUCH CLAIM.

12) Indemnification

You agree to indemnify and hold harmless Legacy Core and its owners, employees, contractors, partners, and agents from any losses, liability, damages, and expenses (including reasonable attorneys’ fees) related to your use of the Services, any violation of these Terms, any misuse of the Trust Badge, any violation of intellectual property rights, or any content you submit.

13) Suspension and Termination

We reserve the right to suspend, restrict, or terminate your access to all or part of the Services immediately if you breach these Terms, commit fraud or security breaches, share account credentials, misuse the badge, or compromise the Services or other users.

Upon termination: any license granted to you will immediately expire, you must cease using our Content and marketing materials, and if you earned badge rights, those rights will be terminated.

14) DMCA / Copyright Complaints

If you believe that material protected by copyright is being infringed, you may submit a notice to Legacy Core via email at admin@legacycore.com.

15) Dispute Resolution

A) Informal Resolution First

If you have a dispute with us, you first agree to send an email to admin@legacycore.com containing your name, email address associated with your account, and a description of the problem. We will attempt to informally resolve the dispute through good faith efforts for a period of 30 days.

B) Binding Arbitration

If informal resolution fails, you and Legacy Core agree that all disputes arising out of or relating to these Terms and/or the Services will be resolved by binding individual arbitration. The arbitration will be individual, not class-wide. Arbitration will be governed by the Federal Arbitration Act.

C) Class Action Waiver

You and Legacy Core agree that any claim must be brought in an individual capacity, and not as a plaintiff or class member in any purported class, collective, or representative proceeding.

D) Opt-Out

You can reject this arbitration provision by sending Legacy Core notice within 30 days of accepting these Terms that you do not agree to this Section.

16) Governing Law and Venue

These Terms shall be governed by the laws of the State of California without giving effect to any conflict of laws rules. If arbitration does not apply, you agree that all disputes must be heard in the state or federal courts located in California and you consent to personal jurisdiction there.

17) Export, Sanctions, and International Use

The Services should not be used by any person subject to U.S. export controls or sanctions. By using the Services, you represent that you are not located in any such jurisdiction and are not listed on any restricted party lists.

18) Changes to Services and Terms

We reserve the right to modify or replace the Services and these Terms at our sole discretion. If we make changes, we will post the revised Terms here with a new Effective Date. By continuing to access or use the Services you agree to be bound by the revised Terms.

19) Miscellaneous

• Severability: If any provision is held invalid, the remaining provisions still apply.
• No waiver: Failure to enforce any provision will not be deemed a waiver of future enforcement.
• Assignment: You may not assign your rights under these Terms without our prior written consent. We may assign these Terms in connection with a business sale.
• Entire agreement: These Terms, our Privacy Policy, Refund Policy, and Disclaimer constitute the entire agreement between you and Legacy Core.
• Force Majeure: We are not responsible for delays or failures caused by circumstances beyond our reasonable control.
• Electronic communications: You consent to receiving electronic communications from us and agree that such notices satisfy any legal requirement that a notice be in writing.